Lyn Rowe is a Certified Financial Planner and long-term care insurance specialist who helps people find solutions to covering health care costs in the event they need long-term care, either at home or in a care facility. For many Americans, health care will be their greatest expense in retirement, and costs may run into the hundreds of thousands of dollars. Lyn Rowe joins Ray to talk about the insurance programs that are available to help cover expenses and affordably provide comprehensive coverage.