Today, I’m grateful to be in a position to help people understand real-world financial literacy with my books, programs, and events. But it wasn’t always like this…

My current net worth and portfolio of accomplishments is something 23-year-old drug addict Grant couldn’t even fathom.

New York Times bestselling author. Global sales training leader. Investor with billions — yes, billions — in real estate assets.

But man, it’s been a hell of a ride to get here. When I tell you I started from the bottom, I mean it.

You see, my younger years were riddled with the exact opposite of my achievements today…

Grief. Limiting beliefs. Life-threatening addiction. To say my future wasn’t looking bright would be an understatement.

I never had access to money-making resources, let alone books on financial literacy to show me the way. 

So, I wrote them.

After I became successful, I wrote book after book to help others achieve financial freedom. 

I didn’t hold back on anything. All my lessons, wins, failures, strategies, and secrets are in every chapter. 

With each book, my purpose is to help you learn what they don’t teach you in school. The difference between good and bad debt. Earned vs. passive income. Why the path to financial independence is investing funds — not budgeting every penny and saving it for a rainy day.

I accumulated financial education by taking massive action to generate multiple flows of income. 

And that’s what I want for you.

In a moment, I’m going to give you a sneak peek of all the money management knowledge you can gain from these books.

Here is the countdown…

My Best Financial Literacy Books to Start Creating Generational Wealth

I know… these are all books written by me.

But I’ve poured my heart and soul into each one of them. 

And I know they work.

5. “Sell or Be Sold”

Everything in life is a sale. And everything you want is a commission. 

These are the first words you’ll read when you pick up “Sell or Be Sold.” 

But what does a book about sales have anything to do with personal finance?

Selling is the most tried-and-tested money machine in history. It’s been around since the beginning of civilization. And it continues to stand strong as an indispensable skill for a reason… 

If you’re not good at generating income, you won’t have anything to store and invest to build wealth later on.

So, to get massive success in life, you must — I repeat, you must — first know how to sell yourself. 

It doesn’t matter who you are, what you do, or how you make money. If you can’t sell people on your ideas, you ain’t gonna grow rich anytime soon.

With this concept in mind, I adapted my proven sales techniques to benefit people from all walks of life:

  • Employees who want to grow within a company and increase business results
  • Job-seekers who need to sell themselves as assets to potential employers
  • Entrepreneurs who have to pitch profitable business ideas
  • Investors who aspire to land deals that secure the financial future of their family for generations to come

Wherever you’re at in life right now, I guarantee you’ll get financial literacy value from this must-read book.

4. “The Millionaire Booklet”

Now, this little book has a great story behind it. True story.

I’m driving home from this charity event in Miami. When I get home, I’m so inspired that I say:



Next, I wrote up an offer. This book is going to be $19.95. For preorder, $9.95. 

I’m calling my COO Sheri in the middle of the night, telling her to get the team to put up a landing page — right now.

And Sheri’s like, “You can’t write a book. You’re under contract with a publisher right now, and they get your next book.”

To which I ask her, “Did we agree to a book — or a booklet?”

Boom. That’s the sweet spot right there.

Don’t call it “The Millionaire Book.” Call it “The Millionaire Booklet.”

I wasn’t being sneaky, either. It really is a booklet.

Anyway, same night, I start marketing and selling it before I even put pen to paper. My first order comes in 20 minutes after the landing page is up.

Now, I have to write the booklet. 

By one o’clock in the morning, it was finished.

The result? All my tried-and-tested money rules, investment strategies, and financial success secrets — concentrated in 44 pages.

3. “The 10X Rule”

No one in their right mind could have ever expected this book to blow up in the massive way it did.

To date, “The 10X Rule” book remains one of my best books — and proudest accomplishments. I mean, how can it not be?

“The 10X Rule” sparked a worldwide movement of people who think BIG, set wild financial goals, and take massive action.

Even years down the line, the ripple effect of 10X never ceases to amaze me.

Millions of copies sold to date as a New York Times bestseller. 

Translated into more languages than I can keep track of. 

A decade after publishing, it continues to inspire more and more people to 10X their business, income, and life.

If you’re one of the few who haven’t read “The 10X Rule” yet, make it a priority. I’m telling you, if there’s one financial literacy book that has the power to change everything for you… this is it.

2. “10X Kids”

As a father who grew up without one, that early-life guidance means the world to me. 

If only I knew back then how to aim higher, leverage resources, and make money the way I do now…

I know I can’t turn back time. But I can help the next generation learn what I learned the hard way.

So, I extracted the core ideas from “The 10X Rule.” Then, I transformed them into bite-sized lessons for young adults:

  • THINK Big: 10X Your Goals
  • INVEST Big: 10X Your Money
  • ACT Big: 10X Your Action
  • BUILD Big: 10X Your Resources
  • LIVE Big: 10X Your Influence

That’s how “10X Kids” came to be…

A manual of big ideas in easy words and a bunch of fun exercises. 

I can’t stress enough how much I recommend this book for the young go-getters in your life. 

It’s your duty to help these kids reach their full potential. Do it.

1. “How to Create Wealth Investing in Real Estate”

Finally, here’s the crown jewel of all my financial literacy books.

If you’re serious about making money work for you, “How to Create Wealth Investing in Real Estate” is the “holy grail” you’re after.

Let me reframe things so you can truly understand how powerful this book is…

Right now, in 2022, I have a multi-billion-dollar real estate portfolio. And it took me 30+ years to get to this financial situation. 

But in this book, I break down ALL the economy-proof techniques I developed in the process:

  • How I entered the real estate industry — and made my first mistake
  • Where I find the deals which result in consistent cash flow for me
  • All the mistakes you should avoid when investing in apartments

And look, it doesn’t matter how far along you are in the investing game. 

You can be an aspiring, beginner, or experienced investor. Regardless, you’ll get tremendous insights from this real estate book. 

You see, my team ships out thousands of copies of this one every day for a reason. Take the plunge and see why for yourself.

Now, What Should You Do After Reading All These Financial Literacy Books?

To wrap everything up, there’s something I need you to understand…

You can read all the personal finance books in the world from cover to cover. And I hope you do.

But in the grand scheme of things, all that knowledge would be worthless — without massive action.

If there’s anything all my books have in common, it’s this action-driven mindset. 

Not only on weekdays. 

Not just nine-to-five. 

Every day, hour, and minute represents another opportunity to 10X.

So, wake up every morning knowing that success is your duty, obligation, and responsibility.

Go big or go home, and make all the money you can in the process.

Be Great,

Grant Cardone

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